- How can my family survive if something happens to me?
- How can I secure an income to myself and to my family if I am caught with a long term Illness or Disability?
- How can I plan for my retirement?
- How can I plan for my children's College Education?

These are concerns that most, if not all of us, have due to the uncertainties that the future might hold.
Arabia Insurance, in order to find a solution that might reduce the impact of these uncertainties on our lives, have developed “ARABIA LIFESTYLE”, which is a unit linked, flexible Life Assurance policy that provides a guaranteed sum assured, the cash value of the policy or both, whenever it is needed.
Indeed, with Arabia Lifestyle, you can tailor, according to your needs, the plan that will protect you and your family against the unexpected events that could occur in your lifetime and, at the same time, will help you build up a capital, by offering different options of investment strategies, that can be used to cover your children's college tuition fees, or to serve as your retirement income at your golden age.

Arabia Lifestyle could be taken on a Single or Joint Life basis and the plan benefits extend from the basic Death Cover to include Terminal Illness, Total and Permanent Disability, Waiver of Premium (Any or Own / Similar Occupation) and Critical Illness where we cover 20 of the most frequent sicknesses, in addition to the Accident and the Passive War Cover.

Term Assurance is the simplest, and most affordable way to financially protect your family. It covers you for a specific time period and has no cash accumulation feature. In the event of your unfortunate death during the term of your policy, a guaranteed sum of your money will be paid.

As the name implies, the Level Term Assurance is a plan that provides a fixed death cover for a chosen period of time.

Typically used to protect a mortgage repayment (the amount decreases over the term of the policy, in line with your outstanding mortgage debt), this plan offers a decreasing death cover that will be used to settle your loans in case of your unfortunate death, and therefore protecting your family from the burden of your debts.

Arabia Insurance Family Income Benefit is a plan designed to provide security and peace of mind to you and your dependents. In case of your unfortunate Death or Total and Permanent Disability due to sickness or accident, this plan will pay you, or your dependents, a fixed income for the remaining term of your policy, according to your choice of income payment frequency and amount.

In case of Total and Permanent Disability, the company will waive all future premiums to be paid on your Life policy.

You can add this option to include claims resulting from military, war operations and terrorist acts.

In case you become totally and permanently disabled, Arabia will pay an amount of money that will help you overcome the loss of your income.Total and Permanent Disability means the complete incapacity to perform either your own/similar occupation or any occupation.

Critical Illness Insurance helps you cover the indirect costs of suffering a serious illness like life-threatening cancer, stroke, heart attack or major organ transplant with money you can use for anything you need. Critical Illness Insurance provides money when you need it most, upon diagnosis. It can free you from worrying about finances, letting you focus on getting well.
The odds of suffering - and surviving - a critical illness are high. Critical Illness Insurance protects the increasing number of people who survive certain life threatening situations. This kind of policy:

- Pays the contracted lump sum, 30 days after the diagnosis of any of the predetermined conditions

- Is available as either a renewable term, or a permanent policy

- Usually returns the paid premiums, in permanent policies, if the insured dies without having been eligible for the contracted benefit, or at the end of the protection period if no benefit has been paid.

Covered illnesses:

This option allows you to increase the indemnity amounts in case of death or permanent disability resulting from an accident.